Chapter SIX Sections 1 - 4 Knowledge Check

Which of the following is NOT a requirement under Statutory Condition 4— Requirements Where Loss or Damage to the Automobile?

a) Provide prompt written notification to the insurer
b) Do not voluntarily assume any liability or settle any claim without the insurer’s authorization
c) Submit to an examination under oath, if required by the insurer
d) Protect the vehicle from further loss or damage as much as reasonably possible

The standard automobile insurance application form for owners requests information regarding the use of the vehicle. Which of the following statements is FALSE under this item?

a) A full description of the vehicle is required including the year, make, model, and serial number
b) The intent is to establish the territory where the vehicle will be primarily used
c) The annual driving distance is required
d) Information regarding any aftermarket modifications is requested

When underwriting an automobile risk, an underwriter will carefully consider

a) the driving records for all drivers of the vehicle
b) whether the vehicle is used for business or pleasure
c) the territory in which the vehicle will be primarily operated
d) all of the above

Chapter SIX Sections 1 – 4 Knowledge Check

Chapter SIX Sections 1 – 4 Knowledge Check

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