Chapter NINE: Knowledge Check

The homeowner package policy (Comprehensive Form) provides

 A homeowner policy covers loss or damage as a result of a hostile fire. A hostile fire is

Which of the following property is subject to a special limit of insurance for all insured losses under a homeowner package policy? 

Under Coverage D—Additional Living Expenses of a homeowner package policy, coverage for mass evacuation is applicable if :

Loss or damage caused by birds, raccoons, insects, or rodents is excluded on Homeowner Comprehensive and Broad Forms. Which of the following damages would be insured?

The insured opens an automobile repair shop in his private garage and does not inform his insurer. How may this affect his coverage under his homeowner policy?

Which of the following losses would be covered under the refrigerator or freezer food extension of coverage?

In homeowner policies, increased costs due to bylaw compliance are excluded. Your insured has just purchased a house that was built in the mid-1900s and you recommend adding a bylaw endorsement. This endorsement

Relief from forfeiture means