Chapter Fifteen – Knowledge Check

1) ABC Financial Corporation hired an independent contractor to replace all the heating valves in the heat registers on their premises. 

While installing the new valves, a small explosion occurred which damaged the heat register, an oak desk near the register, and the computer equipment on the desk. 

Will the independent contractor’s CGL policy provide coverage for all the property damage sustained? 

Why or why not?

Bart’s Heating and Air Conditioning Company enters into a contract with Trinity Baptist Church to install a new furnace in their church building. The work is completed in two days, according to the terms of the contract. This is an example of which of the following coverages in the CGL policy?

Josie is an avid crafter. While visiting Hobby Loft to purchase specialized metallic-inked pens for a project she is completing, a salesperson offers to demonstrate how to get the best results from the product. While removing the cap on the pen, ink accidentally splashes onto Josie’s expensive leather jacket. Under a CGL policy this is an example of a

A CGL policy provides coverage for Personal and Advertising Injury. This is a named perils coverage and does NOT generally provide coverage for

 Tenants’ Legal Liability coverage provided under the CGL policy

The pollution exclusion on a CGL policy excludes bodily injury and property damage arising out of the release, leakage, dispersal, or escape of pollutants from the premises owned, occupied, or rented by an insured. Which of the following is NOT an exception to this exclusion?

Which of the following policy conditions in a CGL policy are mandatory in Alberta?

As defined in a CGL policy, the “insured’s work” means

Identify four professionals who would require a professional liability policy.