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Which of the following is NOT an example of “real or fixed” property?
Which of the following is the best example of a moral hazard?
When the basis of a claim settlement is ACV, what factors will be considered?
A loss payee is someone other than the named insured who will receive proceeds under an insurance policy. Which of the following statements is TRUE respecting a loss payee?
An insured owns a building valued at $700,000. Their insurance policy has an 80% coinsurance requirement. The insured purchases an insurance policy with a $500,000 limit. They suffer a loss in the amount of $125,000. How much will the insured recover?
An insured owns a building insured for $500,000. The contents are also insured for a limit of $400,000. The policy has a $5,000 per occurrence deductible.
A windstorm loss occurs, damaging the roof of the building in the amount of $25,000.
The contents also sustain damages in the amount of $10,000. How much will the insured recover for this loss?
The notice to authorities clause requires an insured to give notice to the police or other law enforcement agency if loss or damage is due to the peril of :
English 
French